We are not considered a financial institution by the State of Georgia Department of Banking and Finance. All transactions are defined as “PAWN” transactions. Business is conducted in the State of Georgia Only!
PAWN Transactions that become more than 10 days delinquent are in default and loss of pawned collateral could occur.
Failure to make payments on time could result in loss of collateral from the Pawn.
Title Loan Atlanta does not do predatory loans or pawns
All title pawn applicants must qualify and show the ability to repay their title pawn transaction.
Title pawns are meant to be for emergency financial needs when all other options have been exhausted
The APR (Annual Percentage Rate) on a pawn transaction may be as high as 300%.
A lien fee may be charged to clients based on state requirements.
Extensions of a pawn are by agreement of both parties and payments must be made in a timely fashion.The maximum term of a transaction is 36 months.
Title Loan Atlanta complies with all state and local pawn codes & laws.